注册就送38可微信提现Life income gifts provide an additional source of lifetime income for you, your spouse, or other significant persons. You will also receive an immediate tax deduction for a portion of your gift and there is no capital gains tax due at the transfer of appreciated assets to your gift plan.

Charitable Gift Annuity (CGA)

A CGA provides you with income for the rest of your life at a fixed annual rate. This rate, based on your age(s), is established at the time of your gift and never changes. Your income from this gift is guaranteed for life.

To make this gift:

  1. You transfer cash or securities to UMF through the University of Maine System (UMS). (The minimum gift annuity contribution is $10,000 and the donor must be 60 or older).
  2. UMS pays you, yourself and a spouse, or any two beneficiaries you name, fixed quarterly payments for life.
  3. The remaining balance will be applied by UMF to the purpose you stipulated when you signed the annuity contract.

Deferred Charitable Gift Annuity

Similar to a regular CGA, a deferred CGA is ideal for individuals who may not need immediate income, a deferred charitable gift annuity delays the start of payments, most often until retirement. The size of the fixed payment is directly proportional to the deferral period. This option is ideal for younger donors. The rate of the future annuity payment is established at the time of your gift, based on your age(s) and the deferral period before payments begin.

To make this gift:

  1. You transfer cash or securities to UMF through the University of Maine System (UMS). (The minimum gift annuity contribution is $10,000 and the donor must be 50 or older).
  2. UMS pays you, yourself and a spouse, or any two beneficiaries you name, fixed quarterly payments for life.
  3. The remaining balance will be applied by UMF to the purpose you stipulated when you signed the annuity contract.